For many people, the dream of owning their own home is shattered by one word: equity.
But what if that weren't a requirement?
In Düsseldorf, North Rhine-Westphalia, and even in Dubai, real estate prices are rising—and with them, the barriers to entry. But with smart planning, strategic thinking, and the right advice, you can become a homeowner even without equity.
Sounds risky? It is. But risk is no reason to give up. It's a reason to prepare.
We're not talking about start-up capital.
We're talking about getting started.
We're talking about building wealth instead of standing still.
Whether in Düsseldorf, North Rhine-Westphalia, or Dubai—we open the door to home ownership for you.
Because ownership is not just a question of money. It's a question of strategy.
Welcome to Supanz Immobilien – your partner for financing solutions and getting started on the road to home ownership.
What actually counts as equity?
More than you think:
- Savings
- Building society savings agreements
- Gifts, inheritances
- Your own work on the construction
- Sale of assets
But: If you don't have any of these, it doesn't mean that buying a house is off the table. It just means that it will be exciting.
Buying a house without equity: your options
- 100% financing
You don't have any capital – and the bank provides the whole package.
Prerequisite: excellent credit rating and stable income. The interest rates? Slightly higher, but manageable. In return, you get to move in right away. - Take advantage of subsidy programs
NRW, the federal government, or the city of Düsseldorf: there are many subsidies that also support buyers without equity.
Interest subsidies, grants, repayment subsidies – we will check what is available for you. - Private lenders
From family to business angels: flexible models can be developed with private investors or lenders. Important: legally secure, fair, and transparent. Here, too, we accompany you from start to finish.
Yes, there are risks. And that's exactly why you need professionals.
- Higher debts = higher burden
- Interest rates are decisive for long-term costs
- Loss of value can lead to over-indebtedness
But: If you plan ahead and seek advice, you can minimize risks and seize opportunities.
What counts: your plan, your situation, your goal.
Whether you want to buy in Düsseldorf, live in Neuss or invest in Dubai – Supanz Immobilien is your team for realistic ways to become a property owner.
We don't speak in hypotheticals. We calculate, compare, and advise – and get you on track.
In our database, you will find suitable properties for every budget.
And if you don't find anything (yet), we will actively search for you.
Our goal is not for you to find just any house. But your home.
Get advice now and make home ownership possible.
