A house is more than just four walls. It is a place to come home to, a place of security, and often a lifelong dream—whether in Düsseldorf, North Rhine-Westphalia, or far away in Dubai.
But before you fall in love with your dream property, you need a solid foundation: well-thought-out financing that takes your reality into account – not wishful thinking.
And that's exactly what we're here for.
Financing that fits your life.
Planning that will still work the day after tomorrow.
Advice that is more than just a comparison table.
Whether it's an urban penthouse in Düsseldorf, a single-family home in North Rhine-Westphalia, or a retreat in Dubai – with the right financing, "maybe someday" becomes a concrete "now."
Welcome to Supanz Immobilien – your partner for solid financing and property.
Find the right financing in 5 steps:
- 1. Calculate your budget
What can you afford – and what can't you afford?
With a clear view of your income, expenses, and possible changes (family, job, savings), vague ideas become a realistic financial framework.
Guideline: Banks usually set a maximum of 35% of your net income for the monthly installment. Our budget calculator helps you to assess your options immediately.
- 2. Use your equity wisely
The more equity you have, the better the terms. But even without millions in your bank account, you can still get started.
Recommended: at least 20–25% of the purchase price.
Important: Don't forget to set aside some reserves for flexibility in case of unforeseen circumstances.
What counts as equity?
- Savings
- Building society savings agreements
- Securities
- Gifts and inheritances
- Work done on your home
We help you to use your existing funds strategically – without overextending yourself financially.
- 3. Compare offers – systematically
The first interest rate you see isn't necessarily the best. It's the most honest.
Pay attention to:
- Effective interest rate (including all fees)
- Fixed interest rate
- Special repayments
- Repayment options
- Flexibility in repayment
Sounds complicated? Maybe a little. But with us, it's doable—and transparent.
- 4. Take advantage of subsidies
Düsseldorf, North Rhine-Westphalia, federal government – subsidies are there to be used.
- KfW subsidy programs
- Subsidies for energy-efficient construction
- Tax relief for families
Our experts will check your eligibility for subsidies and take care of the applications.
So that the subsidy jungle becomes a subsidy advantage.
- 5. Sign a contract
A loan agreement is not just small print to be skimmed over. It is your financial future.
We guide you through every clause, check your options, and make sure there are no surprises waiting for you—neither when you move in nor when you repay the loan.
We don't talk about compromises. We talk about perspectives.
Whether in Düsseldorf, North Rhine-Westphalia, throughout Germany, or Dubai:
Our database has properties that fit your plan – not just your bank account.
Together, we will develop a strategy that will not only enable you to buy, but also to settle in.
Make a non-binding inquiry now and take the first step toward ownership.
